I can't say as I know for certain that I have determined why I got shot down ealier this week when I tried to buy an Apple, but I have a pretty good idea. The credit bureau that was used to check my credit has a big booboo (yes, very technical term) on my credit report. For some reason they seem to think I have not one but two home loans for an amount basically double of reality. I have a basic idea how it happened, although it is pretty stupid and will probably be a small nightmare to fix.
Seem that when the mortgage company changed my payment recently, escrow changed, the credit bureaus saw it as a new loan. This of course doesn't play well with my current income. Regardless of whether this affects my computer purchasing power or not, it is something I have to fix ASAP.